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Compare Money Transfer Services
Find the cheapest way to send money abroad. We compare exchange rates, fees, and transfer speeds from 14+ providers including Wise, Remitly, OFX, Revolut, and Western Union — updated daily with live rates.
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Best money transfer providers for USD to INR — $1,000 comparison
| Provider | You Receive (INR) | Transfer Fee | Exchange Rate | Transfer Speed | Rating |
|---|---|---|---|---|---|
| Panda Remit | ₹92,592.63 | $3.99 | 1 USD = 92.9636 INR | Instant | 3.5/5 — Good |
| Western Union | ₹92,510.25 | Free | 1 USD = 92.5103 INR | Minutes | 4.2/5 — Good |
| Xoom (PayPal) | ₹92,510.25 | Free | 1 USD = 92.5103 INR | ACH | 4.7/5 — Excellent |
| Remitly | ₹92,510.25 | Free | 1 USD = 92.5103 INR | Minutes to 3-5 days | 4.6/5 — Excellent |
| Ria Money Transfer | ₹92,510.25 | Free | 1 USD = 92.5103 INR | 1-3 business days | 3.5/5 — Good |
| XE | ₹92,510.25 | Free | 1 USD = 92.5103 INR | 1-4 business days | 4.4/5 — Excellent |
| WorldRemit | ₹92,418.67 | $0.99 | 1 USD = 92.5103 INR | Minutes to 3 days | 4/5 — Good |
| InstaReM | ₹92,371.49 | Free | 1 USD = 92.3715 INR | 1-3 business days | 4/5 — Good |
| Paysend | ₹92,288.23 | Free | 1 USD = 92.2882 INR | 2 days | 3.5/5 — Good |
| MoneyGram | ₹92,002.78 | $0.99 | 1 USD = 92.0940 INR | 0-1 days | 4/5 — Good |
| TapTap Send | ₹92,001.45 | Free | 1 USD = 92.0014 INR | Instant | 4.4/5 — Excellent |
| TorFX | ₹91,955.19 | Free | 1 USD = 91.9552 INR | 1-3 business days | 4.9/5 — Excellent |
| CurrencyFair | ₹91,779.3 | $1.31 | 1 USD = 91.8997 INR | 0-6 days | 3.5/5 — Good |
| ACE Money Transfer | ₹91,680.24 | $2.99 | 1 USD = 91.9552 INR | Minutes to 2 days | 4.3/5 — Excellent |
| Wise | ₹91,404.75 | $11.95 | 1 USD = 92.5103 INR | 1-2 business days | 4.3/5 — Excellent |
| Revolut | ₹90,952.57 | $11.50 | 1 USD = 92.0107 INR | 2-3 days | 4.7/5 — Excellent |
| Wells Fargo | ₹89,564.73 | Free | 1 USD = 89.5647 INR | 1-3 business days | 3.5/5 — Good |
| PayPal | ₹89,005.47 | $2.99 | 1 USD = 89.2724 INR | Instant to 3 days | 1.3/5 — Poor |
| OFX | ₹88,798.42 | $5.00 | 1 USD = 89.2446 INR | 2 days | 4.3/5 — Excellent |
| Moneycorp | ₹88,366.35 | $20.00 | 1 USD = 90.1697 INR | 3-4 days | 3.5/5 — Good |
| Chase Bank | ₹84,324.76 | $60.00 | 1 USD = 89.7072 INR | 1-5 days | 3.5/5 — Good |
How to compare money transfer services
When comparing international money transfer services, consider the total cost of your transfer — not just the fee. Exchange rate markups can cost more than the advertised fee. The best provider depends on your corridor (the countries you are sending between), transfer amount, speed requirements, and preferred payment method.
What we compare
- Exchange rates — how close each provider is to the mid-market rate
- Transfer fees — fixed fees and percentage-based charges
- Transfer speed — from instant to 3-5 business days
- Payment methods — bank transfer, debit card, credit card, Apple Pay
- Delivery methods — bank deposit, cash pickup, mobile money
- Trustpilot ratings and regulatory status
Providers we compare
- Wise — Wise (formerly TransferWise) offers transparent, low-cost international money transfers using the real mid-market exchange rate with no hidden markups. Rating: 4.3/5 (Excellent). Founded 2011, headquartered in London, UK.
- Remitly — Remitly specializes in personal international money transfers with a focus on remittances to developing countries, offering competitive rates and fast delivery. Rating: 4.6/5 (Excellent). Founded 2011, headquartered in Seattle, USA.
- OFX — OFX is a global money transfer service specializing in large transfers for individuals and businesses, offering competitive rates with no transfer fees. Rating: 4.3/5 (Excellent). Founded 1998, headquartered in Sydney, Australia.
- XE — XE is a trusted name in currency exchange, offering international money transfers with competitive rates and no transfer fees for most corridors. Rating: 4.4/5 (Excellent). Founded 1993, headquartered in Newmarket, Canada.
- Western Union — Western Union is one of the world's oldest and largest money transfer companies, with an extensive agent network for cash pickups in 200+ countries. Rating: 4.2/5 (Good). Founded 1851, headquartered in Denver, USA.
- WorldRemit — WorldRemit is a digital-first remittance service offering fast, affordable international money transfers to 130+ countries with multiple delivery options. Rating: 4/5 (Good). Founded 2010, headquartered in London, UK.
- Revolut — Revolut is a digital banking app offering international money transfers at interbank rates during market hours, along with a full suite of financial services. Rating: 4.7/5 (Excellent). Founded 2015, headquartered in London, UK.
- PayPal — PayPal is a widely-used online payment platform that also offers international money transfers, though fees and exchange rates can be less competitive than specialists. Rating: 1.3/5 (Poor). Founded 1998, headquartered in San Jose, USA.
- MoneyGram — MoneyGram is a global money transfer company with a large agent network, offering both online and in-person transfer options to 200+ countries. Rating: 4/5 (Good). Founded 1940, headquartered in Dallas, USA.
- Xoom (PayPal) — Xoom, a PayPal service, offers fast international money transfers with options for bank deposit, cash pickup, and mobile reload in 130+ countries. Rating: 4.7/5 (Excellent). Founded 2001, headquartered in San Francisco, USA.
- TorFX — TorFX is an award-winning international payment specialist, ideal for large transfers with competitive exchange rates and dedicated account managers. Rating: 4.9/5 (Excellent). Founded 2004, headquartered in Cornwall, UK.
- InstaReM — InstaReM (now Nium) offers competitive international money transfers across Asia-Pacific and global corridors with transparent pricing and fast delivery. Rating: 4/5 (Good). Founded 2014, headquartered in Singapore.
- TapTap Send — TapTap Send is a mobile-first money transfer app offering zero-fee transfers to select developing countries with competitive exchange rates. Rating: 4.4/5 (Excellent). Founded 2018, headquartered in London, UK.
- ACE Money Transfer — ACE Money Transfer specializes in remittances to South Asia and Africa, offering competitive rates, low fees, and fast delivery with a strong focus on the Pakistan corridor. Rating: 4.3/5 (Excellent). Founded 2002, headquartered in Manchester, UK.